
Roofing Contractor in Fort Walton Beach, FL
Fort Walton Beach is a city in southern Okaloosa County on Santa Rosa Sound. In 1953 it took in a piece of Santa Rosa Island once called Tower Beach, so the city limits reach across the water. Hart Roofing LLC serves Fort Walton Beach and the rest of Okaloosa County from our office in Pensacola.
Hart Roofing LLC at a glance
We're a Florida-licensed roofing contractor (RC29027741), fully insured, and a CertainTeed Master Craftsman, with a 4.9-star Google rating. The owner, Joshua Hart, has more than 20 years in the trade, and the company has been working across the Pensacola area since 2019.
On a Fort Walton Beach job you'll meet Joshua himself. He does the inspection and writes the estimate, both free, so the person who quotes the roof is the person responsible for it.
Inside city limits: Building & Inspections
The City of Fort Walton Beach takes all permit applications electronically through MGO, including any documents such as a Notice of Commencement. Permit questions go to the Building Division at 850-833-9605 or building@fwb.org, and the office at 105 Miracle Strip Pkwy SW is open Monday through Thursday 7 a.m. to 4:30 p.m. and Friday 7 to 11 a.m.
According to the city, minor fixes like replacing a few shingles or a small piece of fascia don't need a permit, while repairs of 100 square feet or more likely do. Permits typically get reviewed in about 5 business days but can take up to 15. Once issued, a permit stays valid for 180 days, and each passed inspection extends it another 180.
Outside city limits: Okaloosa County
Addresses beyond the city line go through Okaloosa County Growth Management. Since November 3, 2025, the county has required permit applications to be filed online through its CSS permitting portal. Roof and re-roof permits are processed in the county's Fast Lane and issued the next day. The Growth Management office in Shalimar is at 1250 N Eglin Pkwy, Suite 301 (850-651-7180).
New roofs and repairs
Replacements start with a full tear-off to the deck. We install synthetic underlayment and ice-and-water shield, then CertainTeed Landmark shingles, and near the water we use marine-grade metal components where the location calls for them. Most roofs are finished in one or two days, and a magnetic sweep for nails ends every job.
We install and repair both shingle and metal roofs on houses, townhomes and condos, and we patch or redo flat spots with modified bitumen as well as peel-and-stick rolled roofing. Repair costs aren't published; you get a free written estimate after the inspection. Military members, veterans and seniors usually get $500 off a full replacement, depending on size; repairs aren't discounted.
Storm damage roof repair in Fort Walton Beach
The city runs a post-storm permitting plan after hurricanes and tropical storms. Under it, temporary roof tarping needs no permit. Emergency work to stop water intrusion can start immediately, with the permit due within 3 business days, and the city tries to schedule those inspections within 24 to 48 hours. Applications can be made through MGO, in person at 105 Miracle Strip Pkwy SW, or at temporary Disaster Recovery Centers when they open.
Outside a declared storm, the city's advice for something like a fallen limb through the roof is to make the emergency repair and apply for the permit the following business day. If a building is substantially damaged, the city requires it to meet the FEMA base flood elevation plus one foot of freeboard.
Our side of it: tarps go on first while a major storm is still a threat. Later, Joshua does a no-cost inspection with photos and a written damage summary you can forward to your agent. Your insurer decides what's covered.
Wind requirements for Fort Walton Beach roofs
Homes near the Gulf, the bays and the Sound take stronger wind straight off open water, and salt air wears on nails, flashing and metal parts. Every roof we install follows the Florida Building Code wind requirements for coastal areas and the shingle or metal manufacturer's instructions, and your permit office inspects the work.
Pricing and scheduling
The Okaloosa County cost calculator shows replacement ranges, and the instant estimate measures your roof from satellite images. Our office keeps weekday hours from 7 to 6 and adds emergency service in major storms. We don't promise same-day visits this far east, so when you call we'll give you a real appointment time.
Frequently Asked Questions in Fort Walton Beach
Q:Does a small roof repair in Fort Walton Beach need a permit?
Replacing a few shingles doesn't need a city permit. Repairs of 100 square feet or more likely do, and a roof replacement always does.
Q:How fast are Okaloosa County reroof permits?
For addresses outside city limits, Okaloosa County processes roof and re-roof permits in its Fast Lane and issues them the next day. Applications are filed online.
Q:Can I tarp my Fort Walton Beach roof after a storm without a permit?
Yes. The city's post-storm plan exempts temporary tarping. Emergency repairs can start right away, with the permit due within 3 business days.
Get an Estimate for Your Fort Walton Beach Roof
Get a free instant estimate online in about 60 seconds, or call 850-378-1211 to schedule an on-site roof inspection.