Storm Damage Roof Repair in Navarre, FL

Homes close to the Sound and the Gulf live with salt spray, and salt is hardest on exposed metal: flashing, drip edge, vent collars and fasteners. After a storm we look at those pieces as closely as the shingles, since bent or rusted flashing is one of the easiest ways for water to get inside. Where the location calls for it, we use marine-grade metal components.

With no city hall in the picture, a Navarre roof permit comes from Santa Rosa County alone. Applications are filed online through MGO, and Development Services in Milton reviews them and sends the inspectors. On a replacement the county inspects three times, and the contractor may cover the first stage, decking and water barrier, with an affidavit.

If the job is more than $5,000, state lien law adds one more piece of paper: a recorded Notice of Commencement, with a copy delivered to the county before the first inspection.

Florida changed the rules on partial repairs in 2022. When an existing roof was built, repaired or replaced under the 2007 Florida Building Code or a later edition, and 25 percent or more of a roof section is being repaired, only the repaired part has to meet the current code. Roofs that predate that code don't get the exception, so a large repair on an older roof can turn into redoing the entire section.

Knowing when your roof was last permitted helps sort out which case you're in, and the county's permit records can usually show it. Joshua will walk you through the options on site, and the estimate costs nothing.

Some Navarre Beach homes sit seaward of Florida's Coastal Construction Control Line, where the Department of Environmental Protection regulates construction. The state lists roof replacement on an existing single-family home, within the building's footprint and with no foundation work, among the activities exempt from its coastal permit. A project that changes the structure itself is a different conversation.

When a major storm hits, our first job is getting tarps on open roofs. Afterward Joshua inspects at no charge, takes photos and puts his findings in writing, and you decide whether to hand that report to your insurance company. Your insurer decides what's covered. For full replacements we install metal roofs or CertainTeed Landmark shingles, which give proven wind protection when they're installed to the manufacturer's instructions.

We're open Monday through Friday, 7 AM to 6 PM, with emergency service during major storms.